SME Lending Specialist

Page Financials is hiring a SME Lending Specialist in Lagos.

• The role is expected to leverage expertise and professional background to create exceptional risk assets for the company and assist clients in making sound financial decisions. Additionally, this role is responsible with recognizing potential opportunities in the current market, generating new businesses, and ensuring the maintenance of a robust portfolio.
• The ideal candidate will have a strong sales background in SME lending, a robust local network and a passion for enabling business growth by providing financial solutions to business owners.

Key Responsibilities:

• Strengthen SME sales mechanism and sales force management
• Assist bank in developing new distribution channels.
• Acquire and manage SME clients.
• Strengthen SME lending operations and loan processing
• Build customer understanding through market research.
• Monitor market development for SME loan products.
• Effective risk assessment and management processes to maintain a healthy loan portfolio.
• Drive business development initiatives to acquire SME clients and expand relationships with existing clients.
• Oversee the end-to-end lending process from application to disbursement, ensuring efficiency and compliance with regulatory requirements.
• Conduct research on emerging trends in portfolio management, financial planning and market dynamics.
• Interpret financial statements, manage accounts, budgets and cash flows.
• Calculate financial ratios as it relates to loan.

Required Skills & Qualifications:

• Bachelor’s degree in business, Finance or related field
• 5+ years of banking /SME Lending experience
• Proven sales and relationship management skills
• Strong analytical and problem-solving skills
• Ability to work independently and as part of a team
• Excellent communication and interpersonal skills
• Proficiency in Microsoft Office Suite (Word, Excel, Outlook).
• Well versed in recent financial market trends and their correlation to market growth.
• Currently employed in a related capacity and industry.

Experience: 5 years

Minimum qualification: BA/BSc/HND

How to apply Send your application to (see Apply by email)

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