Credit Analyst

Voedsel Capital Limited is hiring a Credit Analyst in Rivers.

• The Credit Review Officer is responsible for assessing, analysing, and validating loan requests to ensure compliance with the company’s credit policies and risk standards. The officer conducts thorough document reviews, evaluates customer creditworthiness, identifies potential risks, and ensures that only quality credit applications are recommended for approval.

Key Responsibilities:

• Review all loan applications to ensure completeness and compliance with credit policy.
• Analyse borrower financials, cash flow, bank statements, and other supporting documents.
• Verify accuracy and authenticity of submitted documents such as offer letters, affidavits, valuation/Inspection reports, vehicle papers (VIN, engine number, registration documents)
• Evaluate collateral value, authenticity, and adequacy (vehicle).
• Ensure all credit reviews adhere to Voedsel Capital’s internal policies, regulatory standards, and industry best practices.
• Prepare comprehensive credit review reports for management/approval committees
• Work closely with Credit Relationship Officers, compliance and risk officers to balance growth with prudent risk management.

Experience: 2 - 3 years

• HND/B.Sc. in Finance, Economics, Accounting, Business Administration, or related field
• 2–3 years of experience in credit analysis, underwriting, or loan review (financial sector preferred)
• Knowledge of KYC, risk management, and collateral assessment
• Excellent quantitative and qualitative analysis skills with keen attention to detail..
• High ethical standards and sound judgment in credit decision making.

Minimum qualification: BA/BSc/HND

How to apply Interested and qualified candidates should forward their CV to: (see Apply by email) using the Job Title as the subject of the email.

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